List of Licensed Microfinance Institutions in Kenya

The MFIs in Kenya are licensed and regulated by the Central Bank of Kenya (CBK). This is under the Microfinance Act of 2006 and the Microfinance Regulations for Deposit Taking MFIs of 2008 (both are referenced at the end of this article).

Most of these Microfinance institutions also support mobile banking.

Microfinance Institutions in Kenya List

There are many Microfinance Institutions in Kenya. Here is a list of some of the most popular:

Faulu Kenya

ATMs and Faulu Agents to transact on Faulu Kenya. Like most Microfinance Institutions in Kenya, Faulu loans are flexible, accessible, processed within 12 hours, and have affordable interest rates.

Faulu Kenya Contacts:
Head Quarters: Ngong Lane, Off Ngong Road
P O Box 60240 00200 City Square, Nairobi
Tel: +254 20 3877290 /3 /7; 3872183/4; 3867503
Fax:+254 3867504; 3874857
To Call Centre: 0711 074 074 and 0711 074 000.

KWFT – Kenya Women Microfinance Bank Ltd

Kenya Women Microfinance Bank Ltd is one of the biggest Deposit Taking Microfinance Institutions in Kenya, and was licensed to operate as an MFI by the CBK on 31st March, 2010.

KWFT Contacts:
KWFT HEADQUARTERS: Akira house, Kiambere Road, Upper Hill Nairobi
P.O. Box 4179 -00506
Nyayo Stadium, Nairobi
Customer care number: 0703 067 700
Pilot Line : 0703 067 000
Email :

Musoni Microfinance Institution

“M” stands for Mobile and Usoni is Swahili for “future”. Musoni has no hidden fees and does NOT charge registration fees. It is, perhaps, the most “paper-less” of all Microfinance Institutions in Kenya. All Musoni funds are sent and received through mobile money.

Musoni Headquarters: Cape Office Park, Ring Road Kilimani
P.O. Box 25351 – 00100
Nairobi, Kenya
Tel: +254-020-2609355 / 2166007

Choice Microfinance Bank Limited

The MFI has its headquarters in Rongai within Kajiado County. You can deposit into Choice Microfinance Bank using Mpesa Paybill number 990 360.

Choice Microfinance Bank Limited Contacts:
Physical Address: Siron Place, Magadi Road, Ongata Rongai
P. O. Box 18263 – 00100
Nairobi, Kenya
Tel: +254 20 3882 206
Tel: +254 20 3882 207
Cell: +254 736 662 218
Cell: +254 724 308 000